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Home Loan

Achieve home ownership with ease! Our Home Loans offer competitive rates, flexible terms, and a hassle-free application process for your dream home.

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Low Interest Rates

Get the multiple quotes from top leading Banks & NBFCs for financing your dream home, Avail the best rate in the current industry.

Overdraft Facility

You can avail overdraft facility in home loan too which helps you to save maximum interest cost through out the loan tenure.

Maximum Loan Tenure

Avail your home loan to maximum 30 years loan tenure which helps you to keep your monthly outflow at bare minimum. 

What is Home Loan?

The home loan is taken for the Purchasing or Constructing of residential property. This is a secured loan, hence the property is pledged as collateral security with the lending institution. 

Banks / NBFCs generally provide 75% to 95% of the property value as a Home Loan. Home Loan can be provided to Salaried employees, Self­ Employed or Business Persons along with NRI’s , subject to eligibility & Sanction. Home Loan repayment is to be done through EMI (equated monthly installments) which consists of both interest & Principal portion of the loan.

Documents required for Salaried Individuals :

  • Photo of Applicant & Co-Applicants.
  • Pan card & Aadhar card of all applicants.
  • Latest Six month Salary Slips
  • Latest Three years Form no. 16 & ITRs
  • Latest One year bank statements.
  • Ongoing Loans Sanction letters & Loan account statements, if any.

Documents required for Self - Employed Business Persons:

  • Photo of Applicant & Co-Applicants.
  • Pan card & Aadhar card of all applicants.
  • Business & Office Proof
  • Qualification Certificate for Self-Employed Professionals.
  • Latest Three years IT Returns including profit & Loss account, Balance Sheet, COI, Capital Account with schedules.
  • Audit Reports, if applicable.
  • Ongoing Loans Sanction letters & Loan account statements, if any.

Documents required for NRI individuals :

  • Photo of Applicant & Co-Applicants.
  • Valid Passport & Visa copy.
  • Valid Work permit, if applicable.
  • Overseas current address proof.
  • Pan card & Aadhar card of all applicants.
  • Latest Six month Salary Slips/ Employment contract copy.
  • Latest Three years annual individual tax returns, if applicable.
  • Copy of Continuous Discharge Certificate (CDC) for merchant navy employees.
  • Latest one year Overseas bank statements & Indian bank account statements.
  • Ongoing Loans Sanction letters & Loan account statements, if any.
Apply for Loan
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MoneyCrest is a leading mortgage brand that offers streamlined solutions for the modern homebuyer.
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